Privacy Policy
Effective Date: 28 JAN 2025
As a licensed life insurance agent in Texas selling life insurance for American Income Life, I am committed to protecting your privacy. This Privacy Policy explains how I collect, use, and share your personal information.
Information I Collect
I may collect the following types of information:
- Personal Information: This may include your name, contact information (address, phone number, email), date of birth, social security number, family information, and other information necessary to assess your insurance needs and provide appropriate recommendations.
- Financial Information: This may include your income, assets, liabilities, and other financial details relevant to your insurance needs.
- Health Information: In order to provide accurate life insurance quotes and assess your eligibility, I may collect health information, including your medical history, current health status, and any prescriptions you are taking. This information will only be collected with your explicit consent.
- Website Usage Information: If you use my website, I may collect information about your browsing activity, such as pages visited, time spent on pages, and IP address. This information is typically collected through cookies or similar technologies.
How I Use Your Information
I may use your information for the following purposes:
- Providing Insurance Services: To assess your insurance needs, provide quotes, process applications, and manage your policies.
- Communication: To contact you regarding your insurance needs, policy updates, and other relevant information.
- Compliance: To comply with legal and regulatory requirements.
- Improving Services: To analyze website usage and improve my services.
How I Share Your Information
I may share your information with the following parties:
- Phone Numbers: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
- American Income Life: As an agent exclusively contracted through American Income Life, I will share your information with American Income Life to process your applications and manage your policies.
- Legal Authorities: I may disclose your information to legal authorities if required by law or legal process.
Your Choices
You have the right to:
- Access your information: You can request access to the personal information I hold about you.
- Correct your information: You can request corrections to any inaccuracies in your personal information.
- Opt-out of marketing communications: You can opt-out of receiving marketing communications from me at any time.
Security
I take reasonable measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the internet, or method of electronic storage, is 100% secure.
Changes to this Privacy Policy
I may update this Privacy Policy from time to time. Any changes will be posted on this website.
Contact Information
If you have any questions about this Privacy Policy, please contact me at:
Austin Lowery
5126129911